{"id":1502,"date":"2025-10-24T00:14:59","date_gmt":"2025-10-24T00:14:59","guid":{"rendered":"https:\/\/www.whiddon.com.au\/yourlife\/?p=1502"},"modified":"2025-12-03T01:15:03","modified_gmt":"2025-12-03T01:15:03","slug":"frequently-asked-questions-about-support-at-home","status":"publish","type":"post","link":"https:\/\/www.whiddon.com.au\/yourlife\/frequently-asked-questions-about-support-at-home\/","title":{"rendered":"10 Frequently Asked Questions About Support At Home"},"content":{"rendered":"<p>From <strong>1 November 2025<\/strong>, Australia\u2019s new <strong>Support at Home<\/strong> program has replaced the <strong>Home Care Packages (HCP)<\/strong> and <strong>Short-Term Restorative Care (STRC)<\/strong> programs. This is one of the most significant changes to <a href=\"https:\/\/www.whiddon.com.au\/care-solutions\/community-care\/\"><strong>in-home aged care<\/strong><\/a> in recent years, so it\u2019s understandable to have questions about what will change and how it might affect you.<\/p>\n<p>Below, our Whiddon team answers some of the most frequently asked questions about Support at Home and what it means for your care.<\/p>\n<div class=\"buttons\" style=\"margin-bottom: 40px; text-align: center;\"><a class=\"cta-orange-btn fixed\" href=\"https:\/\/www.whiddon.com.au\/contact\/\">Talk to Our Care Team<\/a><\/div>\n<h2>1. What is Support at Home and when does it start?<\/h2>\n<p>Support at Home began on 1 November 2025 and replaced the existing Home Care Packages and Short-Term Restorative Care programs. People currently receiving services under these programs will automatically transition to <a href=\"https:\/\/www.health.gov.au\/our-work\/support-at-home\"><strong>Support at Home<\/strong><\/a>.<\/p>\n<p>The Commonwealth Home Support Program (CHSP) will move into Support at Home later, no earlier than 1 July 2027.<\/p>\n<h2>2. What are the differences between HCPs and Support at Home?<\/h2>\n<p>The biggest changes are in how your funding is structured, how care is managed, and how equipment and home modifications are supported.<\/p>\n<div>\n<table style=\"width: 100%; max-width: 980px; margin: 0 auto; border-collapse: collapse; font-family: sans-serif; border: 0; font-size: 15px; line-height: 1.35;\">\n<caption style=\"caption-side: bottom; text-align: center; padding: 6px 4px; font-size: 13px; color: #555;\">Comparison of Home Care Packages (HCP) and Support at Home (SAH)<\/caption>\n<thead>\n<tr>\n<th style=\"padding: 0; border: none; background: transparent; font-size: 0; line-height: 0;\"><\/th>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #f5f5f5; text-align: center; font-size: 16px;\" scope=\"col\">Home Care Packages (HCP)<\/th>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #f5f5f5; text-align: center; font-size: 16px;\" scope=\"col\">Support at Home (SAH)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Funding structure<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Four package levels<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Eight ongoing classifications, plus three short-term pathways for Restorative Care, End-of-Life and AT-HM<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Budget rollover<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Unspent funds roll over indefinitely<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Quarterly budget with carryover capped at the higher of $1,000 or 10%<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Unspent funds<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Carried forward every year<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Grandfathered HCP funds carried into SAH and available for top-ups or AT-HM<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Care management<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Provider determines the fees that are charged to the HCP<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">10% of each person\u2019s budget is automatically set aside for care management<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Package management<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Provider determines the fees that are charged to the HCP<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">No package management fee under SAH<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Assistive Technology and Home Modifications<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Paid from the package budget<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Separate dedicated funding streams with set tiers of $500, $2,000 and $15,000<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Contributions<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Income-tested fees that apply daily and basic daily fee<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">New contribution system with lifetime caps and hardship support. Contributions are calculated on services delivered<\/td>\n<\/tr>\n<tr>\n<th style=\"padding: 10px 12px; border: 1px solid #000; background: #fafafa; text-align: left;\">Interim funding<\/th>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Not available<\/td>\n<td style=\"padding: 10px 12px; border: 1px solid #000;\">Up to 60% interim funding available while your full classification is being finalised<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>3. How will my funding work under Support at Home?<\/h2>\n<p>Under Support at Home, your annual care budget will be divided into <strong>four quarterly budgets<\/strong>. This makes it easier to plan and review your care throughout the year.<\/p>\n<p>Each quarter, your funding will be available to spend on approved services that meet your individual needs, as identified through your <a href=\"https:\/\/www.whiddon.com.au\/yourlife\/how-to-navigate-aged-care-assessments\/\"><strong>My Aged Care assessment<\/strong><\/a>.<\/p>\n<p>For existing HCP clients, your current annual budget will remain in place and you will access those funds on a quarterly basis.<\/p>\n<h2>4. What is the maximum amount that can be carried over into the next quarter?<\/h2>\n<p>You can carry over the <strong>higher of $1,000 or 10% of your quarterly budget<\/strong> into the next quarter. This change aims to encourage regular use of your funds to support your wellbeing, rather than leaving large amounts unspent.<\/p>\n<p>Moreover, if you are transitioning from a Home Care Package, any current unspent funds will move with you. These funds can be used to top up your quarterly budget or for Assistive Technology and Home Modifications (AT-HM). They are not subject to the new carryover limits.<\/p>\n<h2>5. How does care management work under Support at Home?<\/h2>\n<p>Under the new system, <strong>10% of your budget is automatically reserved<\/strong> for care management. This ensures everyone receives consistent support and ongoing review of their care plan.<\/p>\n<p>Providers will pool care management funds to improve flexibility and responsiveness when your needs change.<\/p>\n<h2>6. What is the Assistive Technology and Home Modifications (AT-HM) scheme?<\/h2>\n<p>Support at Home introduces a dedicated funding stream for <a href=\"https:\/\/www.whiddon.com.au\/care-solutions\/community-care\/assistance-with-technology\/\"><strong>Assistive Technology and Home Modifications<\/strong><\/a>, separate from your care budget. This ensures important equipment and modifications are accessible when needed.<\/p>\n<p>Funding is provided in three tiers:<\/p>\n<ul>\n<li><strong>Low: <\/strong>under $500<\/li>\n<li><strong>Medium: <\/strong>up to $2,000<\/li>\n<li><strong>High: <\/strong>up to $15,000<\/li>\n<\/ul>\n<p>Assessments and prescriptions are covered by the government, and funding generally lasts 12 months.<\/p>\n<h2>7. Will I need to contribute to the cost of my care?<\/h2>\n<p>A <strong>lifetime cap of $130,000 (indexed)<\/strong> applies to all contributions. Financial hardship support will also be available. Based on the \u201cno worse off principle\u201d from the government, people already in aged care as of <strong>12 September 2024<\/strong> will make the same contributions, or lower, than under the Home Care Packages Program.<\/p>\n<h2>8. What happens if my full budget is not available straight away?<\/h2>\n<p>If your full classification budget is not immediately available, you can start receiving services under interim funding, which provides up to <strong>60% of your allocated budget<\/strong> until the full amount is ready.<\/p>\n<h2>9. What will happen when I move from a HCP to Support at Home?<\/h2>\n<p>If you are already receiving a Home Care Package, <strong>you will automatically move into the Support at Home program<\/strong> on 1 November 2025 and remain on your current level of funding. You do not need to reapply or be reassessed unless your care needs have changed significantly.<\/p>\n<p>Your current provider can continue to deliver your services under the new system.<\/p>\n<p>Any unspent funds from your Home Care Package will transfer with you and can be used for Assistive Technology and Home Modifications or to top up your quarterly care budget once it has been used.<\/p>\n<p>You will also receive information from both <a href=\"https:\/\/www.myagedcare.gov.au\/\"><strong>My Aged Care<\/strong><\/a> and your provider before the transition date, outlining your new budget and care arrangements.<\/p>\n<h2>10. What are the short-term pathways under Support at Home?<\/h2>\n<p>Support at Home includes three short-term pathways designed for specific care situations:<\/p>\n<ul>\n<li><strong>Restorative Care Pathway:<\/strong> up to 16 weeks of allied health or reablement supports to help you regain independence.<\/li>\n<li><strong>End-of-Life Pathway:<\/strong> up to 16 weeks of additional support for people in the final months of life.<\/li>\n<li><strong>Assistive Technology and Home Modifications Pathway:<\/strong> supports funding for equipment or home changes to help you live safely and comfortably at home.<\/li>\n<\/ul>\n<h2>What This Means for You<\/h2>\n<p>Support at Home is designed to help older Australians live independently for longer, with care that is flexible, transparent and centred on individual needs.<\/p>\n<p>Whether you already receive <a href=\"https:\/\/www.whiddon.com.au\/care-solutions\/community-care\/\"><strong>care with Whiddon<\/strong><\/a> or are looking for a new provider, our team is here to help you navigate the changes to in-home aged care.<\/p>\n<p>We can talk you through what the new program means for your current services, explain your funding and contribution options, and help you plan care that suits your needs and lifestyle.<\/p>\n<p><strong><a href=\"https:\/\/www.whiddon.com.au\/contact\/\">Contact us today<\/a> to speak with one of our friendly team members about your care options and the services available in your area.<\/strong><\/p>\n<div class=\"buttons\" style=\"margin-bottom: 40px; text-align: center;\"><a class=\"cta-orange-btn fixed\" href=\"https:\/\/www.whiddon.com.au\/contact\/\">Get Started with Support at Home<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>From 1 November 2025, Australia\u2019s new Support at Home program has replaced the Home Care&#8230;<\/p>\n","protected":false},"author":38,"featured_media":1520,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ageing-concerns"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>10 Frequently Asked Questions About Support At Home Answered<\/title>\n<meta name=\"description\" content=\"Support at Home is currently underway. 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